Financing Options

Thank you for choosing Indigo River Tiny Homes to build your tiny house! We have partnered with 3 companies to provide you with 3 different finance options for your tiny house. Interest rates are as low as 4.5% and payment terms are up to 25 years, depending on credit and down payment amount.

Tiny House Loans

Koala Finance Group

Koala finance group offers financing on tiny houses with as little as 5% down and payment terms up to 25 years. For Example, for a $65,000 tiny house, your payments could be as low as $459/month.

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Southstar Bank

South Star Bank in Austin, TX offers financing for Tiny Houses on Wheels and on a foundation. They do loans with a minimum of 25% down payment and loan terms up to 10 years. For example, a loan on a $64,000 tiny house would require a $16,000 down payment and your monthly payments would be as low as $570.

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Bullish Bob Bagley Securities, Inc.


Like old fashioned bankers, all we want to know is, do you have collateral? If you do, we can make you a loan!

Collateral accepted:  Stocks/mutual fund portfolios. 

We do not accept real estate, retirement accounts, annuities, vehicle titles, o/g-mineral royalties. Most banks, credit unions, and mortgage companies are reticent, or do not accept stocks/mutual funds for collateral. After we wire you the money, it is yours to do with as you like.

With our rates and no other fees, our operation has to be simple. No paper. All digital.



429 Country View Lane, Garland, TX 75043

Since 1989